BenefitsCheckUp benefits seniors and those who care for them

When Betty Ferko was laid-up with foot injuries that made it impossible for her to get out of her Cleveland apartment, she heard about all the services a blind friend had gotten through BenefitsCheckUp, and decided to give the on-line screening program a try.

BenefitsCheckUp is a web-based information and referral service for seniors and the physically challenged. "I don't own a computer," explained the long-retired Cleveland resident, "but that didn’t matter. She [a Department of Senior and Adult Services program specialist] took my information by phone, which didn’t take more than half an hour. Then she told me the programs and things I was eligible for and mailed me the application information that I needed to fill out for each one."

About a month later, Ferko began participating in programs including food, phone, and utilities programs and Medicare and receiving services, including daily home health aide visits and twice-monthly visits from a social worker, for which she was eligible.

"Things didn't just arrive out of the blue," stressed Ferko. "I had to make a lot of phone calls to get things going, but if I hadn’t found out about the BenefitsCheckUp Program from my friend, I wouldn’t even have realized they were available, much less that I was entitled to them because of my situation."

BenefitsCheckUp (www.benefitscheckup.org) is an on-line search program designed by the National Council on Aging (NCOA) to help older Americans, their families and caregivers determine quickly and easily what government and community benefits they qualify for. Then it gives them detailed instructions (including in most cases, print-on-demand application forms) on how to apply for them.

The site has over 1,000 federal, state, and local programs, said Lynn Wieland, coordinator of the Cuyahoga County Department of Senior and Adult Services Office on Aging. "Before this program started," added the social worker-turned-administrator, "even social workers had trouble keeping up with all the programs that were available and how to qualify for them."

"To get the kind of information that’s now available with a mouse click," she added, "seniors or their family members used to have to spend long hours on the phone or long hours in lines at local agencies."

Though it seems a bit daunting at first glance, BenefitsCheckUp questionnaire is super-easy to use, whether you are inputting information directly into the web site using a home, library or senior center computer.

"For the average person, it will probably take between 20-30 minutes to do the questionnaire on the web site," Wieland said. "Doing" the questionnaire means anonymously answering questions about your age, zip code, health status, veteran status, current expenses (i.e. mortgage/rent, utilities, out-of-pocket medical expenses, etc.), and financial situation (i.e. current assets, amount expected from retirement plans, etc.). Then, with a mouse click, the site brings up an on-screen list that identifies programs and services everything from local weatherization programs to Supplemental Security Income programs to volunteer programs that you might qualify for.

Might is the operative term, stressed Wieland, because you will only know for sure that you do, or don't, qualify for a specific program when you actually fill out the application form and send it in.

BenefitsCheckUp has been so successful, since its launch in June of 2001 there have been well over three million visits to the site.

"Prescription drugs are by far the most pressing problem for seniors, and because its focus is discount and free drug and medication programs, it's the most-used section on the BenefitsCheckUp site," said Wieland. "Even people in the helping professions, physicians, social workers, case managers are using it."

Be Prepared:  BenefitsCheckUp questionnaires are easier to fill out if you have the following information handy:

• Month and year of birth for the person for whom the questionnaire is being done

• State and zip code

• Type of residence (house, apartment, mobile home, etc.)

• Veteran status

• Employment history (especially with state, local, and federal governments or railroads)

• Current income and assets from all sources

• Current expenses (including housing costs and out-of-pocket medical expenditures)


These articles were produced by the Benjamin Rose Institute on Aging, a leading organization that has been assisting older adults and families since 1908 (www.benrose.org), in collaboration with Eileen Beal, a health writer specializing in issues related to aging and caregiving.